Employee stock ownership plans can be a tool to not only retain talent but also promote engagement with the job.

The Three Dimensions of the Most Digitally Mature Financial Institutions 1. Security and fraud. One of the most eye-opening findings is the paradox between data sophistication and fraud prevention.

Under President Donald Trump’s second term, the banking industry is anticipating a more friendly regulatory environment for getting deals approved. This expectation follows policies under the previous ...

Weather forecasting has evolved to rely on probabilistic models, called “spaghetti plots,” to map multiple simulated ...

The fraud landscape in 2024 has been fraught with old and new risks alike, with check fraud and more sophisticated account takeover on the rise. Too often, cybersecurity training for the board is ...

David Ruffin is a principal at IntelliCredit, A Division of QwickRate. His extensive experience in the financial industry includes an emphasis on credit risk in a variety of roles that range from bank ...

Barriers to Dealmaking More than three-quarters of respondents say potential targets’ pricing expectations are a key hurdle to making an acquisition, followed by demands on bank capital (52%), culture ...

The board of Columbia Banking System was confident of a relatively quick turnaround when it agreed to a $5.1 billion merger with rival Umpqua Holdings Corp. in October 2021, and with good reason: Just ...

Jackie Stewart is the Executive Editor of Bank Director. She is responsible for writing and editing features for the company’s weekly newsletter and quarterly print magazine and oversees sponsored ...

Mike combines his extensive legal experience with strategic business sense in order to help his clients navigate the many complex legal and business issues that challenge their organizations. His ...

Much of the industry has experienced some degree of regulatory relief in the early days of the second Trump administration. However, the White House has also pledged to crack down on illegal activity ...