Employee stock ownership plans can be a tool to not only retain talent but also promote engagement with the job.

The Three Dimensions of the Most Digitally Mature Financial Institutions 1. Security and fraud. One of the most eye-opening findings is the paradox between data sophistication and fraud prevention.

Under President Donald Trump’s second term, the banking industry is anticipating a more friendly regulatory environment for getting deals approved. This expectation follows policies under the previous ...

Weather forecasting has evolved to rely on probabilistic models, called “spaghetti plots,” to map multiple simulated ...

David Ruffin is a principal at IntelliCredit, A Division of QwickRate. His extensive experience in the financial industry includes an emphasis on credit risk in a variety of roles that range from bank ...

Nathan Baumeister is the CEO and co-founder of ZSuite Technologies, Inc., a financial technology company that powers community financial institutions with digital escrow products for specific ...

The board of Columbia Banking System was confident of a relatively quick turnaround when it agreed to a $5.1 billion merger with rival Umpqua Holdings Corp. in October 2021, and with good reason: Just ...

Barriers to Dealmaking More than three-quarters of respondents say potential targets’ pricing expectations are a key hurdle to making an acquisition, followed by demands on bank capital (52%), culture ...

Jackie Stewart is the Executive Editor of Bank Director. She is responsible for writing and editing features for the company’s weekly newsletter and quarterly print magazine and oversees sponsored ...

Banks are hopeful that the new year will bring a renewed chance for lending. Throughout 2024, lenders have taken a somewhat cautious approach, leading to what experts described as adequate loan growth ...

One of the hardest jobs in the banking industry keeps getting harder. Chief compliance officers are largely responsible for helping banks navigate a plethora of legal and regulatory requirements. They ...