Mortgage Rates Today: January 7, 2025—Rates Remain Fairly Steady
The current average mortgage rate on a 30-year fixed mortgage is 7.30% with an APR of 7.32%, according to Curinos. The 15-year fixed mortgage has an average rate of 6.53% with an APR of 6.56%. On a 30-year jumbo mortgage,
7 ways to get a lower mortgage rate in 2025
Lowering your interest rate can save you money over the life of the loan. Here are seven ways to make it happen.
The ‘Hidden Force’ That Can Bring Mortgage Rates Down
Mortgage rates have been moving against home buyers in recent weeks. But there is a sliver of hope on the horizon. Freddie Mac’s benchmark national average 30-year, fixed-rate mortgage is nearing 7% once again,
How to Get a Mortgage Rate Under 5% as Costs Surge
The average rate for a 30-year mortgage hit a six-month high last week, but homebuyers still have options for securing a lower rate.
Here’s where mortgage rates could be headed in 2025
By the end of 2025, Chief Financial Analyst Greg McBride also predicts that the average 30-year fixed-rate mortgage will fall 0.5% from its year-end 2024 level. Egg prices are soa
30-Year Mortgage Rates Inch Higher Again
Rates on new 30-year loans have been wavering below a recent 6-month high—but are now creeping back up to approach it again. Several other loan types also edged higher.
Why mortgage rates are going up while the Fed is cutting rates
Since the Fed's first cut in September, the average 30-year fixed mortgage rate has gone up nearly a full percentage point.
What factors drive mortgage loan interest rates?
The mortgage rate environment has undergone significant shifts in recent years, though, making it more difficult to determine ...
What To Expect in Mortgage Rates and Savings Accounts in 2025
As we step into the new year, with the presidential inauguration on the horizon, many are wondering about the direction of ...
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How 7% mortgage rates will change housing for a decade
By June this year, we should expect that over 20% of U.S. borrowers will have mortgages with a 30-year fixed rate greater ...
Today's Mortgage Rates | How Inflation and Jobs Data Could Impact Rates This Month
These are today's mortgage and refinance rates. Mortgage rates are flat, but incoming job market and inflation data could ...
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Mortgage applications fall, rates stagnant to open 2025
The mortgage market rang in the new year with a thud. Activist John Hope Bryant has suggested the 40-year mortgage as a ...
A February interest rate cut is a real possibility, but there's at least one hurdle to clear
An economic environment where it's harder to land a job may present a green light for the Reserve Bank to cut interest rates.
Average Rate for 30-Year Mortgage Reaches 6-Month High
The average rate for a 30-year mortgage climbed to 6.91 percent from 6.58 last week, mortgage buyer Freddie Mac said Thursday ...
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Mortgage Rate Lock Guide
If you want to avoid uncertainty and preserve the rate in your mortgage loan offer, get a mortgage interest rate lock. Interest rate locks can offer peace of mind to borrowers, but they ...
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Buying Down Your Mortgage Interest Rate: Benefits and Drawbacks
SPONSORED CONTENT In 2024, surveys such as Freddie Mac’s Primary Mortgage Market Survey® have shown that mortgage interest ...
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Index provider ICE buys AFX and its Ameribor rate
The financial data firm Intercontinental Exchange is buying the firm that runs the Ameribor interest rate benchmark, which ...
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Mortgage Rate Forecast for 2025: Will Lower Rates Make a Comeback?
Since 2020, home prices have increased more than 40%. And while home price growth has since slowed, it's still up 5.1% on an ...