The holidays are a time of joy and celebration, but they can also be a source of financial stress. Many Americans struggle with credit card debt, and the temptation to overspend during the holiday ...

Credit reporting company TransUnion forecasts a slowdown in the growth of both credit card balances and delinquencies over the next year — but balances are still likely to creep up along with prices.

When you fail to repay credit card balances you owe, those unpaid debts are eventually sold to third-party debt collection agencies. This means you no longer owe the credit card company for the ...

Secured credit cards are usually for people with poor credit or no credit history, whereas unsecured credit cards are usually for people with good credit or better.