We own a house together through a joint trust, but our bank accounts and credit cards are all held separately.” ...

When you fail to repay credit card balances you owe, those unpaid debts are eventually sold to third-party debt collection agencies. This means you no longer owe the credit card company for the ...

More Americans are expressing optimism about their finances as pandemic-era price hikes and the “vibecession” increasingly ...

“Secured debts” – loans attached to an asset such as a house or a car – are a different story. If you have a mortgage or car ...

“We say credit’s a financial tool,” explained Griffin. “Debt’s a financial problem. It’s tempting when we see sale signs. Nine out of 10 told us when they see sale signs either in stores or the sale ...

The cost of using a credit card can be really significant if you don’t have a detailed plan on how you’re going to repay that ...

There’s nothing enjoyable about credit card debt. An outstanding balance of $5,000 at 29.99% interest means you’re paying about $1,500 a year just in interest. Imagine if that $1,500 could ...

Credit reporting company TransUnion forecasts a slowdown in the growth of both credit card balances and delinquencies over ...

The battle to get here was certainly an uphill one, but people are generally feeling better about the economy and their finances than they once did. On top of that, ...

Consumers are generally feeling better about their finances than they have since the pandemic, but an incoming administration ...

Despite the financial challenges facing consumers — lingering inflation, growing unemployment and higher interest rates for federal student loans — holiday shoppers appear to be in fairly high spirits ...

That figure is up substantially from 2023, when it was at 79% — which, in turn, was up from just 70% in 2020. Cash, on the ...