We own a house together through a joint trust, but our bank accounts and credit cards are all held separately.” ...

Study finds credit card delinquencies are on the rise, and younger generations are being particularly affected.

I n today's challenging economic landscape, managing your credit card debt can be a daunting task. After all, the current ...

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When you fail to repay credit card balances you owe, those unpaid debts are eventually sold to third-party debt collection agencies. This means you no longer owe the credit card company for the ...

The cost of using a credit card can be really significant if you don’t have a detailed plan on how you’re going to repay that ...

To manage credit card debt, consider low APR options like IDFC FIRST Wealth, HDFC Infinia and more. While low rates reduce ...

“Secured debts” – loans attached to an asset such as a house or a car – are a different story. If you have a mortgage or car ...

New year, new credit score? The effort will be worth it. Read on to see what you need to do to boost your score.

That figure is up substantially from 2023, when it was at 79% — which, in turn, was up from just 70% in 2020. Cash, on the ...

Establishing credit resolutions for 2025 can enhance financial health by promoting timely payments, reducing debt, and ...

Before utilising multiple cards, assess your monthly income and fixed expenses to determine how much you can afford to spend ...