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A good rule of thumb is to keep your credit utilization ratio below 30%; however, keeping it in the single digits is even ...

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Applicants with a poor CIBIL score might be asked to pay a higher down payment to compensate for the lender's risk. In contrast, borrowers with an excellent credit score may get more flexible ...

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Credit scores range from 300 to 850, with a score of 700 or higher generally considered good and 800 or higher considered excellent. Five categories are considered when calculating a credit score ...

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