Car insurance is the rare product you purchase with the hope of never using, but if you're involved in an accident or your vehicle is damaged, it may be necessary to file a claim. An insurance claim ...

Also known as your coverage amount, your insurance limit is the maximum amount your insurer may pay out for a claim, as stated in your policy. Most insurance policies, including home and auto ...

Short lapses in auto insurance coverage are somewhat common and reinstating your policy or purchasing a new one can be quick and easy. Carrying auto liability coverage is required for drivers in ...

Bicycle accidents may be covered by insurance, depending on the scenario. If you're involved in a collision on your bike with another cyclist or pedestrian and you're not at fault, your medical bills ...

Find resources and tips on umbrella insurance and how it can help you in addition to your home and auto policies. Explore Progressive's editorial standards for Answers articles to find out why you can ...

If you have permanent life insurance, you may be able to use your policy's cash value as collateral to take out a loan. You can request a loan from your life insurance company for any reason, and ...

A third-party claim is a claim filed by someone other than the policyholder or insurance company. If you're in a car accident that someone else causes, you can file a third-party claim with the other ...

A hit-and-run accident occurs when someone causes an accident and leaves the scene without providing information about themselves. If you're the victim of a hit-and-run, your insurance policy may help ...

Motorcycle liability coverage, often referred to simply as liability, is required to ride legally in nearly every state. Liability can pay for injuries and damages you cause to others while riding, ...

Home insurance may cover the physical structure of your home, other structures on your lot, personal belongings and additional living expenses that result from not being able to stay in your home due ...