More than 8 in 10 people have successfully negotiated a lower APR. Here’s what to say when you call your bank.

This top-rated Wells Fargo credit card offers nearly two years of breathing room. See why it won our 2025 award for best 0% ...

Take advantage of these credit cards and pay zero interest on new purchases or balance transfers for up to 21 months.

See how my friend used a 0% intro APR card to pay off $10,000 in credit card debt and save thousands in interest -- and how ...

New cardholders get a 0% intro APR on purchases for the first 12 months and then a 17.49% - 25.49% Variable APR, which gives you plenty of time to pay off any balances that you accrue.

The rate on a 30-year fixed refinance climbed to 6.62% today, according to the Mortgage Research Center. Rates averaged 5.54% for a 15-year financed mortgage and 6.35% for a 20-year financed mortgage.

Purchase APR is determined by several factors, some that are within your control and some that aren’t. What’s out of your hands: the prime rate, which is influenced by Federal Reserve policy.

Choosing one of the best 0% APR credit cards highlighted here can make a lot of sense if you want to break up the cost of a large expense — say, for home upgrades or car repairs — into more ...

Learn how credit scores influence car loan interest rates in 2025.