When you apply for a mortgage, following the correct process matters. Here's how to prepare, what to do and what the lender does at each step.

Because they're guaranteed by federal agencies, FHA, USDA and VA loans are typically the easiest to get approved for. While they have more flexible down payment and credit score requirements, VA loans ...

As a home buyer, you are advised to check your credit score, credit report, and credit history before applying for a home loan for faster approval. When to Apply for a Mortgage ...

Income fraud is when a borrower falsely claims a higher income than they really have in order to qualify for a mortgage on a ...

To obtain an FHA loan, PennyMac requires borrowers to obtain a home appraisal by an FHA-approved appraiser, maintain a 50% maximum debt-to-income ratio and for the home to be their primary residence.

How To Apply for Home Improvement Loans for Seniors Applying for a home improvement loan can seem challenging, especially if you haven’t applied for a loan recently.