Getting an 800 credit score requires time and good payment history. But there are other things you can do. Here's how to get ...

A good rule of thumb is to keep your credit utilization ratio below 30%; however, keeping it in the single digits is even better. If you have credit card debt, consider paying more than the minimum ...

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. Life is better with a good credit score. This three-digit number affects nearly every facet of your ...

Visit americanexpress.com to learn more. An excellent credit score (800 to 850) allows you to qualify for the best credit card offers. Most of the top cards require good or excellent credit if you ...

That's a sign that you're not borrowing too much money, and it will also help you achieve an excellent credit score. Why your credit utilization ratio may be higher than you think Most credit card ...

Look for cards with low fees and transparent terms, and don't forget to continue practicing good credit habits.

An excellent credit score gives you the best chance of receiving a low interest rate on a personal loan. Before applying, check your credit report to ensure your score is in the best shape and ...

Those with good to excellent credit scores—defined by FICO as a score of 670 and higher—represent a lower potential risk of default to a lender. Higher credit scores can mean access to credit ...

Some borrowers told Newsweek their scores dropped by as much as 200 points when their loans became delinquent while they were unaware they missed payments.

An excellent credit score nets an average interest rate of 4.77 percent on a new car loan, whereas subprime borrowers face a much higher average interest rate of 13.08 percent, based on data from ...

Visit americanexpress.com to learn more. Building and maintaining an excellent credit score opens up a lot of opportunities, including access to some of the best credit cards on the market.